Terms & Conditions:

• The Zubin Foundation and the sponsor(s) of the programme may itself use your personal data in direct marketing. The Zubin Foundation and the sponsor(s) may, without any direct gain, provide your personal data to other persons for their use in direct marketing and, whether or not such persons are supporting partners of Opportunity Bank and The Zubin Foundation.
• Successful applicants will be required to be present to collect the prize. No substitution is allowed.
• Successful applicants will be announced on The Zubin Foundation / the sponsors’ social media platforms such as Facebook or Instagram, and the applicant will be notified by email or WhatsApp.
• The Applicant can only fill in the form once, and must provide accurate and correct information. If the applicant submits more than once, only the last one will be considered. Participants who have inaccurate or incomplete information will be disqualified, and The Zubin Foundation will refuse to provide the Goods.
• The submission time is subject to The Zubin Foundation’s server; any submissions due to technical issues (such as computers and the Internet delay, lost, incorrect, unrecognizable, etc.), The Zubin Foundation will not be held responsible.
• By completion of this Activity, the Applicants will be automatically a member of Opportunity Bank and The Zubin Foundation
• The Zubin Foundation is not responsible for the Goods and related services; any fees or liabilities incurred by the successful applicants as a result of their participation in this Activity or any associated costs shall be borne solely by the winners.
• All prizes cannot be exchanged or exchanged for cash.
• Once participants have confirmed their participation in the Activity, they cannot withdraw from the Activity.
• The Zubin Foundation is not responsible for any problems with the Goods.
• Each successful applicant will only get one chance to win 1 item.
• Please pay attention to the validity and correctness of the email address, name, and mobile/WhatsApp number you have filled in. The Zubin Foundation will not be responsible if the successful applicants fail to receive the Goods during the redemption period because they do not receive the notification about the confirmation emails/WhatsApp messages.
• Participants taking part in this Activity will be deemed to agree to abide by the above terms and conditions. The Zubin Foundation reserves the right to make a final decision without prior notice if there are any disputes over the participation terms and conditions, the participation process, the results of the Activity and other events related to the Activity.